PRIVACY POLICY

Finance Foggle's Privacy Policy

The website URL is https://www.financefoggle.com/. The following are the various personal data we collect and the reasons for collecting it

1. Comments:

We will collect the data displayed in any visitor’s comments on the website, as well as the visitor’s IP address and browser user agent string to help detect spam.

An anonymous string (also called a hash) created from your email address may be provided to the Gravatar service to see if you are using it. After approving your comment, your profile photo is visible to the public in the context of your comment.

2.Images/Media:

If you upload images to a website, you should avoid uploading images that contain embedded location data (EXIF GPS). Visitors to the website can download and extract any location data from the images on the website.

3. Contact Forms & Cookies:

If you leave a comment on our website, you can choose to save your name, email address and website in a cookie. These are for your convenience, so that you don’t have to fill in your details again when you leave other comments. These cookies will last for one year.

If you have an account and log in to this site, we will set a temporary cookie to determine whether your browser accepts cookies. This cookie does not contain any personal data and will be discarded when you close your browser.

When you log in, we will also set multiple cookies to save your login information and screen display choices. The login cookie lasts for two days, and the screen option cookie lasts for one year. If you select "Remember me", the login will last for two weeks. If you log out of your account, the login cookie will be deleted.

If you edit or publish an article, an additional cookie will be saved in your browser. This cookie does not contain any personal data and only represents the post ID of the article you just edited. It expires after 1 day.

4. Embedded Content:

Articles on this website may contain embedded content (such as videos, images, articles, etc.). The behavior of embedded content from other websites is exactly the same as the behavior of visitors visiting another website.

These websites may collect data about you, use cookies, embed other third parties to track and monitor your interaction with the embedded content, including tracking interactions with the embedded content when you have an account and are logged in to the website.

5. Google Analytics - Data preserved period:

If you leave a comment, the comment and its metadata will be retained indefinitely. This way, we can automatically identify and approve any follow-up comments without having to keep them in the review queue.

For users who register on our website (if any), we also store the personal information they provide in their user profile. All users can view, edit or delete their personal information at any time (unless they cannot change their username). The site administrator can also view and edit this information.

6. Rights to your data :

If you have an account or have any comments on this site, you can request to receive an export file of your personal data (including any data you provide to us) that we save. You can also ask us to delete any personal data we hold about you. This does not include any data that we must keep for administrative, legal or security purposes.

7. Data sending location:

Visitor comments can be checked through an automatic spam detection service.

8. Obey《Children's Online Privacy Protection Act》:

It is especially important to protect the privacy of minors and young children. Therefore, we will never collect or maintain information under the age of 13 that we actually know on our website, and no part of our website will attract users under the age of 13.

9. T&C You accepted:

When using this website, it means that you accept this policy and terms of service. If you do not agree with this policy, please do not use our website. After you post the changes to this policy, your continued use of this website will be deemed as your acceptance of these changes.

Contact information: If you encounter any problems with the content or website, please feel free to write to us on the contact form.

Block Stock Soars 10% on S&P 500 Entry, Replaces Hess Effective July 23, 2025

Key Takeaways S&P 500 Entry : Block (formerly Square) joins the S&P 500 on July 23, 2025 , replacing Hess after its acquisition by Chevron . Market Reaction : Block’s stock surged >10% post-announcement as funds rebalanced portfolios to include it . Challenges Persist : Despite the boost, Block’s 2025 performance remains down 14% YTD due to weak Q1 results and tariff-related macro concerns . Strategic Significance : Entry validates Block’s pivot to blockchain/fintech and accelerates crypto’s mainstream adoption . Next Catalyst : Q2 earnings on August 7 will test whether S&P-driven demand offsets economic headwinds . The Big News: Block Is Joining the S&P 500 Come July 23rd, Block—y’know, the company behind Square and Cash App—steps into the S&P 500. They’re takin’ Hess’s spot, which is exitin’ after Chevron wrapped up that $54 billion buyout. Hess had some juicy oil assets down in Guyana, but Chevron finally closed ...

Scale AI Layoffs: 200 Employees Cut as Company Admits GenAI Over-Expansion

Key Takeaways Scale AI cut 200 employees (14% of staff) and 500 contractors weeks after Meta invested $14.3 billion for a 49% stake in the company . Founder Alexandr Wang left to lead Meta’s new AI division , prompting interim CEO Jason Droege to restructure teams citing "excessive bureaucracy" and over-hiring in generative AI . Major clients like Google and OpenAI reduced work with Scale AI following the Meta deal, triggering revenue concerns . Restructuring consolidates 16 specialized teams into 5 core units (code, languages, experts, experimental, audio) to prioritize enterprise and government contracts . The layoffs highlight industry-wide pressure as AI firms face scrutiny over costs, productivity gains, and business sustainability . What Actually Went Down at Scale AI? Scale AI just laid off 200 full-time employees. That’s 14% of their workforce. Plus, they cut ties with 500 contractors globally. The news hit on July 16, 2025, barely a month after Me...

Cloudflare 1.1.1.1 Outage Report (July 14, 2025): Global DNS Disruption Root Cause Analysis

Key takeaways Global DNS outage : Cloudflare's 1.1.1.1 resolver failed worldwide for 62 minutes on July 14, 2025, due to a configuration error in their service topology . Root cause : A dormant misconfiguration from June 6 linked 1.1.1.1 to a non-production service. When activated, it withdrew critical IP prefixes globally . Traffic impact : UDP/TCP/DoT queries dropped sharply, but DNS-over-HTTPS (DoH) via cloudflare-dns.com stayed stable thanks to separate IPs . Unrelated hijack : Tata Communications (AS4755) advertised 1.1.1.0/24 during the outage, worsening routing issues for some users . Resolution : Cloudflare restored services by 22:54 UTC after reverting configurations and manually re-announcing routes . Why 1.1.1.1 matters for the internet You might not think much about DNS resolvers, but they’re like the phonebooks of the internet. Cloudflare’s 1.1.1.1 launched back in 2018 as a faster, privacy-focused alternative to ISP-provided DNS. ...

Sarepta Stock Plunges 40% as FDA Moves to Halt Gene Therapy Shipments

Key Takeaways Sarepta Therapeutics stock plunged ~40% following a second patient death linked to its gene therapy Elevidys . FDA may pull Elevidys off the market as safety concerns mount; shipments halted for non-ambulatory patients . Therapy initially approved controversially in 2023 for ages 4-5, later expanded amid efficacy debates . Year-to-date stock loss exceeds 87%, erasing billions in market value . Duchenne muscular dystrophy patients face renewed uncertainty as treatment risks outweigh benefits for some . The Bloodbath on Nasdaq Sarepta Therapeutics stock cratered 40% in premarket trading June 16, 2025. It opened at $13.60—a far cry from its 52-week high of $150.48 . The collapse wasn't a surprise to those watching the ticker. Shares had been dying a slow death all year. By July, the year-to-date loss hit 87.5% . Shareholders stared at ruins. Trading volume exploded to 60 million shares. Average volume is 5.9 million . The market cap vaporized—$1.336 billion intraday. D...

Gen Z Stare Decoded: Viral TikTok Trend or Societal Mirror?

Key Takeaways The Gen Z stare manifests in two primary forms : a vacant expression from service workers during perceived unreasonable customer interactions ( customer service stare ) and from Gen Z customers instead of verbal responses ( customer stare ) . Pandemic isolation critically impacted social skill development : Reduced face-to-face interaction during formative years limited practice with conversational norms and non-verbal cues for many Gen Zers . It’s often misinterpreted as rudeness or disinterest : Older generations may perceive the stare as disrespectful, while Gen Z frequently views it as a legitimate response to inauthentic or inefficient interactions . Underlying factors include heightened anxiety and authenticity values : Gen Z prioritizes genuine communication and may reject performative politeness, while also experiencing higher rates of social anxiety . Workplaces are adapting training programs : Organizations recognize gaps in soft skills like interpersonal commun...

Uber Deploys 20,000 Lucid Robotaxis with Nuro Tech in 6-Year Deal

Key Takeaways Uber commits to buying 20,000 Lucid Gravity SUVs equipped with Nuro’s Level 4 autonomous tech over six years, starting in 2026 . $300 million investment in Lucid anchors the deal, with additional “multi-hundred-million” funding for Nuro . First commercial launch targets a major U.S. city in late 2026 , with prototype testing underway in Las Vegas . Lucid’s 450-mile range and redundant systems enable high vehicle utilization, reducing downtime . Nuro pivots from delivery bots to AV licensing, securing its largest commercial deal to date . The $300 Million Handshake: Uber, Lucid, and Nuro Forge Robotaxi Future Uber just dropped a massive bet on driverless rides. Announced today, they’re pouring $300 million directly into Lucid and another undisclosed (but larger) chunk into self-driving startup Nuro. This ain't just cash though—it’s a binding promise to deploy 20,000+ electric robotaxis over six years. These ...

Homebuilders Slash Prices at 3-Year High as Weak Demand, Affordability Issues Persist

Key Takeaways Price cuts surge : 38% of builders reduced prices in July 2025—the highest rate since tracking began in 2022, averaging 5% discounts . Affordability crisis : Mortgage rates near 7% and record-high prices push buyers to the sidelines, forcing builders to offer incentives like rate buydowns . Regional divergence : Builder confidence dropped sharply in the South/West but held steady in the Northeast/Midwest . Inventory imbalance : New home supply hit 9.8 months (double existing homes), pressuring builders to clear stock . Why Homebuilders are Slashing Prices Like Never Before So builder confidence’s been stuck below 50 for 15 straight months , yeah? That’s wild—means more than a year of pessimism. And even though it ticked up 1 point in July, it’s still way down from 41 last year. What’s propping it up? Mostly that new budget bill giving tax breaks. But honestly? Mortgage rates just won’t budge from their annoying 7% perch . Buyer traffic tells the real stor...

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